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What's Hot in Workers' Comp

Where do we stand with regard to compensability of trip and fall cases since the 2019 Valcourt-Williams decision? Two recent First District Court of Appeal decisions attempt to clear up any confusion.

Silberberg v. Palm Beach County Sch. Bd. (47 Fla. L. Weekly D461) Feb. 16, 2022, and Soya v. Health First, Inc. (47 Fla. L. Weekly D 489) Feb. 21, 2022

May 1, 2022

by Linda Wagner Farrell

In Silberberg, the First District Court of Appeal wrote: “Then there is Valcourt-Williams, about which there has been some misunderstanding with regard to its scope and significance. As we see it, Valcourt-Williams involved an otherwise unremarkable trip-and-fall-at-work accident that happened to occur during a comfort break and involve the employee’s own dog as a tripping hazard.” The court described Valcourt-Williams as “a narrow, trip-and-fall/comfort-break-accident case.” In Soya, Judge Bilbrey said: “[t]he majority opinion and my dissent in Sedgwick CMS v. Valcourt-Williams, 271 So.3d 1133 (Fla. 1st DCA 2019) (en banc), unfortunately created confusion about what is a compensable workplace accident. The majority opinion here helps resolve that confusion, and I join it in full.” In the Soya opinion, the court said that Valcourt-Williams only overruled four outlier cases with injuries too attenuated from employment for the work to be the major contributing cause. So while we may have assumed that Valcourt-Williams was meant to convey a shift in the compensability analysis, the court has made it clear that was not the case.

The Silberberg case involved a teacher who was sitting for less than five minutes when he stood up and fell, suffering a fracture. According to the claimant, his legs went numb while he was sitting. Both IME physicians opined that the numbness was a “benign” condition that could have occurred anywhere. The First DCA agreed with the Judge of Compensation Claims, who had concluded that the claimant’s injury did not arise out of his work, even though the fall occurred at work and while he was engaged in work. 

In a lengthy analysis, the court focused on the 1994 amendments relative to the analysis of causation and case law thereafter. They described the Valcourt-Williams decision as a “rejuvenation of decades-old requirement, made clear by the 1994 statutory amendments, that employees separately prove work causation, even when the accident happens during a comfort break at work.” The court went on to say that compensability always turns on whether the employment lead to the risk of the injury. 

If an accident occurs and does not involve the comfort break, only the presence of an idiopathic condition would trigger the “increased hazard” test. In Silberberg, the judge found that the claimant’s idiopathic numbness contributed to the fall. The judge then applied the increased hazard test to determine if sitting for work was the cause of the fall. Therefore, because sitting was not an exertion, yet an incidental trigger of his idiopathic response, it was not the major contributing cause of the claimant’s fall. 

The court differentiated the Caputo v. ABC Fine Wine & Spirits, 93 So.3d 1097 (Fla. 1st DCA 2012) case by pointing out that Caputo was sawing shelves at the time of his injury, which was a causal connection between his work and his accident, where there was “no other ascertainable cause.” In Caputo, there was no evidence of a personal condition or risk that would have contributed to the fall, therefore, the claimant did not have to satisfy the any exertion test.

The Soya case involved a claimant (with no idiopathic or pre-existing condition) who was leaving work, walking across carpeted floor, wearing rubber-soled shoes, carrying non-work items and walking at a normal pace. She could not recall exactly how her accident occurred, but she fell into a door. An engineer retained by the employer/carrier inspected the floor and found no abnormalities and said that it was slip-resistant. The lower court judge relied on the Valcourt-Williams case and denied compensability, holding that the injury did not arise out of employment because “an accident is compensable under Valcourt-Williams only if the employment necessarily exposed the claimant to conditions that would substantially contribute to the risk of injury to which the claimant would not normally be exposed during her non-employment life.” The First DCA disagreed and held that the increased hazard analysis only applies where there is a contributing cause outside of employment (i.e., the dog). However, when the accident’s cause is unknown, it is error to deny compensability on the grounds that the accident could have occurred elsewhere. Soya was reversed and remanded. 

In the Soya opinion, the court clarified that in cases where a claimant is injured while engaged in work activities and there are no pre-existing conditions or competing causes of an injury, then work is the major contributing cause of same. Under the premises rule, injuries at the workplace are compensable if the injury occurred while performing activities incidental to the job, such as going into work or leaving work. 
 

What’s Hot in Workers’ Comp is prepared by Marshall Dennehey Warner Coleman & Goggin to provide information on recent legal developments of interest to our readers. This publication is not intended to provide legal advice for a specific situation or to create an attorney-client relationship. We would be pleased to provide such legal assistance as you require on these and other subjects when called upon. ATTORNEY ADVERTISING pursuant to New York RPC 7.1 Copyright © 2022 Marshall Dennehey Warner Coleman & Goggin, all rights reserved. No part of this publication may be reprinted without the express written permission of our firm. For reprints or inquiries, or if you wish to be removed from this mailing list, contact tamontemuro@mdwcg.com.

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Thought Leadership

Appeals Court Reverses Trial Court Order Awarding Attorney’s Fees Due to Lack of Evidence to Support Fee Awarded

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Thought Leadership

United State District Court for the Middle District of Florida finds Evidence of Replacement Cost Value is Admissible and Recoverable Even When Repairs Have Not Been Made

The plaintiff filed a claim for damage as a result of Hurricane Ian. It claimed damages were over $24 million, but the carrier accepted partial coverage and paid $8,307.49 for secondary components. The carrier found hurricane damage to the building, but it was below the insurance policy’s $3.6 million deductible. The plaintiff sued for breach of the insurance policy. The carrier argued in a motion for summary judgment that plaintiff could not recover replacement cost value (RCV) because the property repairs had not been effectuated. The policy provided for RCV, but only after the repairs were completed. The carrier argued that because the repairs were not completed, the plaintiff was not entitled to RCV damages. The plaintiff argued the carrier could not withhold the actual cost value (ACV) due, which was the main allegation of the lawsuit, then fault it for not making the repairs to unlock the RCV. The United States District Court for the Middle District of Florida rejected the carrier’s argument, finding that when an insurer allegedly breached the policy by withholding coverage, it could not hide behind a repair-contingent provision to block the insured from RCV damages at trial. The court found the issue to be whether the contractual language designed to preclude certain coverage until after repairs are completed barred an insured from seeking those damages at trial when repairs were not complete. The court noted the Eleventh Circuit had not resolved this issue and neither side pointed to a definitive answer from the Florida Supreme Court. The court reasoned that it must look to the Sixth District Court of Appeal (6th DCA), which is the court which would have heard this case if it was in state court. The court noted the 6th DCA recently addressed this issue in Universal Prop. & Cas. Ins. Co. v. Rodriguez, 427 So. 3d 676 (Fla. 6th DCA 2026). The Rodriguez Court found that a breach of contract action is designed to adjudicate not only whether the contract was breached, but also evaluate the damages incurred had the breach not occurred, which the Rodriguez court found to be recovery of the RCV. This court also noted basic Florida contract principles compelled the same result, as a material breach frees the nonbreaching party to suspend its own performance and can demand the full benefit of its bargain, including RCV damages. Finally, the court found the distinction between a full denial and partial denial did not compel a different result. It found the policy required the carrier to acknowledge coverage and pay ACV for all covered damages, and the failure to do that is a material breach, entitling the insured to all of the damages available under the contract, which included the RCV.

Thought Leadership

First DCA Reverses Excessive Jury Award Unsupported by the Evidence

In December 2019, the plaintiffs filed a claim with Universal for damages caused by a water and sewage back up through the plumbing system and existing through multiple fixtures including the washing machine drain, kitchen sink, dishwasher, bathtub and toilet. Universal investigated the claim, issued payment for resulting water damage totaling $7,000.00 in actual cash value ($12,000.00 in replacement cost value). The plaintiffs sought additional benefits for work needed to access the below-slab cast iron plumbing system due to the failure of the system from rust, deterioration, corrosion and breaks in the line. Universal denied any additional benefits for access. In 2021, the plaintiffs filed suit. During litigation, Universal sent a plumber to inspect the home and the plumber concluded the pipes were clogged but could be cleaned. The plaintiffs’ plumber testified that the plumbing system needed to be replaced due to holes and openings in the pipes. The plaintiffs introduced two estimates prepared by Triad Restoration services totaling $79,680.22 in replacement cost value and $50,219.97 in actual cash value and an executed contract with another company for repairs with the amounts of repair redacted. Since the insurance policy did not provide coverage for repair or replacement of the plumbing system, the jury only had to decide whether the plumbing system needed to be replaced, and if it did, Universal would owe for the access costs; the jury verdict form required the jury to determine both the replacement cost value and actual cash value amounts. The jury asked if it had to rely on the Triad estimates for their amounts. The trial court advised the amount awarded had to be based on the evidence presented at trial and the law given by the trial court. The jury awarded $335,000.00 in replacement cost value or $305,000.00 in actual cash value. Universal motioned for a new trial arguing the amount awarded was unsupported by the evidence and then moved for remittitur. The trial court denied both motions and this appeal followed. The court found that while a jury’s verdict should only be disturbed with caution and discretion, the trial court must give the properly challenged award close scrutiny and determine whether it bears a reasonable relation to the damaged provided, is supported by the evidence, and could have been reached in a logical manner by reasonable means §768.74(3), (5)(d)-(e), Fla. Stat. The court found the trial court did consider the statutory requirements at the hearing on Universal’s remittitur motion and was concerned about a reasonable relation to the amount of damages proved and injury suffered and whether the award was supported by the evidence, but ultimately denied the motion, reasoning that the jury had been properly instructed to fairly and adequately compensate the plaintiffs. The court noted the only evidence providing the basis for the jury verdict was Triad’s estimates and those valued the plaintiffs' claimed loss at $79,680.22 in replacement cost value and $50,219.97 in actual cash value; no valuation evidence reasonably supported the jury verdict. The plaintiffs argued that the jury was entitled to consider more than the estimates, but the court conveyed the evidence provided did not give the jury a way to reach the amounts they awarded. The court was also not swayed by the plaintiffs’ argument regarding inflation and later price increases, but the court noted that no evidence via the contract, nor testimony regarding increase in labor, material, fuel or construction costs were entered into the record.  The court concluded the jury may draw reasonable inferences from the evidence, but it may not supply a damages number by speculation. The court did not find any of the plaintiffs’ remaining argument persuasive either. The court reversed the denial of Universal’s remittitur motion and motion for new trial as to damaged and remanded the case. The court ended its opinion with advising the trial court must determine whether replacement cost value or actual cash value is the property measure of damages under the policy and order remittitur in an amount consistent with that determination and the evidence.