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Butler Buchanan, III

Portrait of Butler Buchanan III

Butler (Buck) Buchanan, III previously served as Managing Attorney of the Philadelphia office, Attorney Hiring Chair, and Chair of the firm’s Diversity, Equity & Inclusion Committee. He transitioned to Of Counsel in 2026 and remains active in attorney recruitment and hiring alongside Melanie J. Forman.

Over the course of his distinguished career, Buck oversaw operations of the firm’s 130-attorney Philadelphia office and led firmwide attorney recruitment, while advancing initiatives supporting equal opportunity and inclusion. He also served two terms on the firm’s Board of Directors.

Prior to his leadership roles, Buck was a shareholder in the firm’s Professional Liability Department for many years where he defended insurance agents and brokers, securities dealers, and attorneys. He also handled environmental and insurance coverage matters. Before joining Marshall Dennehey in 1999, he was a Bucks County Deputy District Attorney and practiced with a defense litigation firm.

Buck is well-known and respected in the Greater Philadelphia legal community, having devoted significant time and years in service to bar, defense and community organizations including the American Bar Association House of Delegates, and leadership roles within the Philadelphia Bar Association and the Philadelphia Association of Defense Counsel.

Buck earned his B.A., cum laude, from Millersville University and his J.D. from Duquesne University School of Law.
 

    • Thomas R. Kline School of Law of Duquesne University (J.D., 1979)
    • Millersville University of Pennsylvania (B.A., cum laude, 1976)
    • Pennsylvania, 1979
    • AV® Preeminent™ by Martindale-Hubbell®
    • Pennsylvania Super Lawyers (2009-2021)
    • 2021 Renaissance Man Award, Philadelphia Chapter of the National Bar Association Women Lawyers Division
    • 2021 Diversity Leader in Business Award, Philadelphia Business Journal
    • American Bar Association
    • Defense Research Institute, Board of Directors, 2001-2004; Pennsylvania State Representative, 1997-2000
    • Senior Hearing Officer, Serving the Disciplinary Board of the Supreme Court of Pennsylvania, 2018 - present; Hearing Officer, 2005-2011
    • Insurance Society of Philadelphia, Member of Board of Directors, 2013 - present
    • Lawyers Club of Philadelphia, Board of Trustees, 2020
    • Montgomery County Archdiocesan Council on Elementary Education, Member, 2013-2017
    • Pennsylvania Bar Association
    • Pennsylvania Defense Institute
    • Philadelphia Association of Defense Counsel, President, 2000-2001; Member, Executive Committee, 1996-2002
    • Philadelphia Bar Association, Co-Chair, Large Law Firm Management Committee, 2019 - present; Chair, Campaign for Qualified Judges, 2015-2016
    • Philadelphia Bar Association, Co-Chair of State-Civil Litigation Committee, 2012-2014; Member, Board of Governors, 2004-2006; 2014 - ; Member, Commission on Judicial Selection and Retention, 2012-2014
    • Sisters of St. Joseph Welcome Center Advisory Board Member, 2008 - 2018
    • Mercy Vocational High School, Board of Directors, 2010-2013
    • Best Practices for Retaining & Promoting Diverse Talent, Philadelphia Diversity Law Group's Diversity & Inclusion Symposium, November 2015
    • Barristers' Association of Philadelphia Leadership Academy, January 2015
    • Do the Right Thing! - Ethical Issues Arising in Litigation, Philadelphia Bar Association Bench-Bar Conference, October 2014
    • Women in the Profession Roundtable Discussion, participant, The Legal Intelligencer, April 2014
    • Technology and Law, DRI Annual Meeting
    • The Use of E-Mail and Electronic Documents Storage, DRI Annual Meeting
    • Electronic Discovery, DRI Seminar, Chicago, Illinois
    • Insurance Roundtable - Recent Developments Concerning Class Action Litigation, DRI, Chicago, Illinois
    • Insurance Coverage and Practice, DRI Seminar, New York, New York
    • Encouraging Ethics in Civility and Pre-Trial Practice, Pennsylvania Defense Institute, Philadelphia, PA
    • Professionalism and Civility:  Is Civility Still the Rule in Civil Litigation Today? Atlantic City, New Jersey
    • Optimizing Brownfield Liability Recovery Through Insurance Settlement Strategies and Asset Management, Washington, D.C.
    • Lawyers' Professionalism – What Does It Mean in Everyday Practice? Philadelphia, PA
    • Seminars presented for Pennsylvania Institute of Certified Public Accountants, Pennsylvania Bar Institute, Greater Philadelphia Chamber of Commerce, National Insurance Industry Association
    • "Success in Recruiting and Retaining Minority Attorneys Starts at the Top," Diversity Insider Newsletter, DRI, December 2018
    • "Common Sense Ways to Increase Minority Representation Among Interviewees," The Legal Intelligencer, Diversity Supplement, April 2011
    • "The Importance of Internet and Email Monitoring," The Practical Lawyer, December 2006
    • Successfully resolved numerous declaratory judgment actions seeking insurance coverage from numerous insurers wherein plaintiff corporations demanded payment of $100 million(+) to resolve claims seeking environmental coverage, coverage for hearing loss, coverage for asbestos claims, and various other types of claims.
    • Successfully defended case via jury trial wherein plaintiff physician sought several million dollars in coverage for long term disability coverage. Client was the insurance agent that sold the policies in question.

Thought Leadership

The Philadelphia Lawyer

Marshall Dennehey’s Advanced Trial Advocacy & Mock Trial Program Turns 25

April 1, 2026

2025 marked the 25th anniversary of Marshall Dennehey’s Advanced Trial Advocacy & Mock Trial Program—an in-house initiative that has helped shape some of our firm’s most confident and capable trial lawyers.

Defense Digest

On the Pulse…Our Philadelphia, Pennsylvania, Office

December 1, 2022

As the managing attorney of the Philadelphia office of Marshall Dennehey, I am happy to have this opportunity to tell you about our corporate headquarters office. Housing the largest contingent of lawyers in the firm, the attorneys in our Philadelphia office protect the interests of our clients in all four of the firm’s departments—Casualty, Professional Liability, Health Care Liability and Workers’ Compensation. The three members of our firm’s Executive Committee—G. Mark Thompson (CEO and President), Howard P. Dwoskin (Chairman of the Board of Directors and Treasurer) and Craig S. Hudson (Senior Vice President and Assistant Treasurer)—maintain offices in Philadelphia. In addition to our attorneys, many of the backroom operations of the firm are handled by personnel in the Philadelphia office, and all non-lawyer administrative directors are based here including Colleen Bannon, our Chief Operating Officer. Colleen has a storied history with the firm (more than 40 years!), and before her promotion to COO, she was a practicing shareholder and also held the positions of Director of Human Resources and Director of Litigation Support. With oversight for our 19 offices across seven states, she is in frequent consultation with members of the Executive Committee and all of our office managing attorneys. Frank Stransky, Chief Financial Officer, is housed in Philadelphia, along with Pattie Day, Director of Billing and Accounting. Between the two of them, all issues concerning billing, accounting and finance are managed firmwide. Nané Pr’Out, Director of Information Technology, is also housed in the Philadelphia office. Nané manages a team of over 40 IT professionals who provide support for all operations of the firm. From time to time, some attorneys questioned whether we needed such a large IT department. When COVID–19 hit in March of 2020, thanks to the IT Department, we were able to have over 1,100 employees connected and working from home in less than one week. After that, those same attorneys were saying, “I am so happy that we have such a big IT Department.” Our IT team is first rate and does all that it can do to facilitate the practice of law at Marshall Dennehey. Karen Williams is Marshall Dennehey’s Director of Human Resources. She and her team provide all manner of support in reference to a myriad of human resources issues, in addition to managing the firm’s comprehensive benefit program. They also facilitate our annual United Way giving campaign. Joseph Goldshear and Jennifer Becker currently serve as Co-Directors of Marketing & Business Development at the firm. Joe has been in that role for 14 years and will be stepping down at year-end 2022, when Jennifer will take over the role in full. We are fortunate that Joe will remain with the firm as a Senior Advisor, to provide assistance to Jennifer as she progresses through her first full year as director. Backed by a creative and impressive group of marketing and public relations professionals, the marketing team works hard to promote the good works of our individual attorneys and the firm as a whole. Lisa Ricchezza is our Director of Paralegal Services with oversight for our approximately 130 paralegals spread throughout our 19 offices. Lisa travels to the various offices and provides training, direction, assistance and guidance to our paralegal team. Our paralegals are an integral part of Marshall Dennehey and provide first-rate, cost-effective representation on behalf of our clients. Christopher Hansen is the firm’s Director of E-Discovery and Litigation Support. In the cyber world, the management of documents in a litigation setting can be a massive undertaking. Getting these documents into a format in which they can be reviewed, and also arranging for relevant documents to be presented at trial, is often beyond the technical capabilities of our lawyers. Fortunately, Chris and his team provide ample guidance in that regard. Lawrence Schempp is our Director of Professional Development. Larry arranges a number of associate training events across the firm each year that provide advice and direction on how to succeed in protecting our clients’ interests. Larry also orchestrates an in-house mock trial academy each summer where eight senior associates are selected to try a case in the mock trial courtroom of our Philadelphia office. Our summer law clerks serve as the jury, and seasoned trial lawyers at the firm serve as faculty. Participants are critiqued in the areas of opening statements, direct and cross-examination, and closing arguments. While the participants find the trial to be somewhat nerve-racking, they always express gratitude for the learning process and experience. Lastly, Larry oversees the provision of CLE credits in each of the seven states where the firm maintains offices. The content of the CLEs is wholly relevant to civil defense litigation practitioners. Sandy Caiazzo is Marshall Dennehey’s Director of Administrative Services. Sandy manages all administrative assistants in the firm as well as their supervisors and managers. She also serves as the firm’s Lateral Integration Coordinator. Like COO Colleen Bannon, and many other employees of the firm, Sandy has never worked any place other than Marshall Dennehey. She joined the firm out of high school and has been with us for over 40 years. Jay Rothman is General Counsel to the firm and is assisted in that role by Shane Haselbarth. Both Jay and Shane have only worked at Marshall Dennehey. Prior to being named General Counsel, Jay had a robust practice in the Professional Liability Department. Shane is an accomplished member of our firm’s Appellate Advocacy Practice Group and maintains that work while assisting Jay on the many issues that confront the firm. We are lucky to have two such astute lawyers to protect the firm. Now that I have highlighted several firm leaders housed in the Philadelphia office, I want to highlight a few Philadelphia office attorneys. John Hare is a member of the firm’s Board of Directors and Chair of our Appellate Advocacy and Post-Trial Practice Group. John has litigated more than 500 appeals in the state and federal appellate courts and is a Fellow of the American Academy of Appellate Lawyers. John formerly served as Chair of the Pennsylvania Supreme Court’s Civil Procedural Rules Committee. He has edited and co-authored two books on Pennsylvania appellate courts. The Supreme Court of Pennsylvania, Life and Law in the Commonwealth, 1684-2017 was published by the Pennsylvania State University Press in 2018, and Keystone of Justice: The Pennsylvania Superior Court, 1895-1995 was published by the Commonwealth of Pennsylvania in 2000. Mohamed Bakry is a young shareholder at Marshall Dennehey. An active member of the volunteer community, Mohamed serves as Chair of the Board of Justice for Our Neighbors of the Delaware Valley, an immigration legal service nonprofit organization. He is also the Second Vice President of Board of Directors of The Lawyers’ Club of Philadelphia, a social and educational organization working to promote comradery among members of the bench and the bar in the Philadelphia area. Mohamed is passionate about, and dedicated to, the principles of diversity and inclusion, and he currently serves on Marshall Dennehey’s Diversity, Equity & Inclusion Committee. He is also a member of the Federation of Defense & Corporate Counsel, an association of vetted and premier defense and corporate counsel and industry executives dedicated to leading the profession by advancing the principles of integrity, professionalism and civil justice. Melanie Foreman, associate in the Casualty Department, is heavily involved in the Philadelphia legal community. She is a board member of Community Legal Services of Philadelphia (CLS) and co-chairs its Leadership Council and Board Development Committee. Melanie is the founder and Chair of Justice Rising, a young professionals’ organization associated with CLS that is dedicated to access to justice for all. She is also a member of the Board of Governors of the Philadelphia Bar Association and sits on the association’s Large Firm Associates Committee. Finally, Melanie was recently invited to join the Board of Trustees of the Philadelphia Bar Foundation, which is the charitable arm of the Philadelphia Bar Association. We are proud of John, Mohamed and Melanie, and the many other attorneys in our Philadelphia office and elsewhere who are doing incredible things that are law-related, but also outside of the practice of law at the firm. Lastly, the Philadelphia office, and our neighboring offices throughout the region, reached a significant milestone in 2022. For the 10th consecutive year, Marshall Dennehey was selected one of the Philadelphia region’s “Best Places to Work” by the Philadelphia Business Journal. The award recognizes the firm’s achievements in creating a positive work environment that attracts and retains employees through a combination of benefits, working conditions and company culture. We are proud of this recognition, as expressed by our President & CEO, G. Mark Thompson: “Ten years is a long time to be recognized for anything and the fact that our employees remain engaged and happy makes us think we must be doing something right. A lot has happened in the past decade, but through it all we have emerged stronger together. I could not be prouder of our firm and all of our employees, and we will continue to do whatever we can to continue to improve our working environment so that all of our employees have the opportunity to succeed.” I hope that this overview provides you with some idea of the scope of the operation in the Philadelphia office that I am so privileged to participate in managing. I also hope that each of you reading this has a wonderful and peaceful Holiday Season and I wish you a happy and healthy 2023. *Buck is the managing attorney of our Philadelphia, Pennsylvania, office. He can be reached at 215.575.2661 and BBBuchanan@mdwcg.com.   Defense Digest, Vol. 28, No. 12, December 2022, is prepared by Marshall Dennehey to provide information on recent legal developments of interest to our readers. This publication is not intended to provide legal advice for a specific situation or to create an attorney-client relationship. ATTORNEY ADVERTISING pursuant to New York RPC 7.1. © 2022 Marshall Dennehey. All Rights Reserved. This article may not be reprinted without the express written permission of our firm. For reprints, contact tamontemuro@mdwcg.com.

Firm Highlights

Thought Leadership

United State District Court for the Middle District of Florida finds Evidence of Replacement Cost Value is Admissible and Recoverable Even When Repairs Have Not Been Made

The plaintiff filed a claim for damage as a result of Hurricane Ian. It claimed damages were over $24 million, but the carrier accepted partial coverage and paid $8,307.49 for secondary components. The carrier found hurricane damage to the building, but it was below the insurance policy’s $3.6 million deductible. The plaintiff sued for breach of the insurance policy. The carrier argued in a motion for summary judgment that plaintiff could not recover replacement cost value (RCV) because the property repairs had not been effectuated. The policy provided for RCV, but only after the repairs were completed. The carrier argued that because the repairs were not completed, the plaintiff was not entitled to RCV damages. The plaintiff argued the carrier could not withhold the actual cost value (ACV) due, which was the main allegation of the lawsuit, then fault it for not making the repairs to unlock the RCV. The United States District Court for the Middle District of Florida rejected the carrier’s argument, finding that when an insurer allegedly breached the policy by withholding coverage, it could not hide behind a repair-contingent provision to block the insured from RCV damages at trial. The court found the issue to be whether the contractual language designed to preclude certain coverage until after repairs are completed barred an insured from seeking those damages at trial when repairs were not complete. The court noted the Eleventh Circuit had not resolved this issue and neither side pointed to a definitive answer from the Florida Supreme Court. The court reasoned that it must look to the Sixth District Court of Appeal (6th DCA), which is the court which would have heard this case if it was in state court. The court noted the 6th DCA recently addressed this issue in Universal Prop. & Cas. Ins. Co. v. Rodriguez, 427 So. 3d 676 (Fla. 6th DCA 2026). The Rodriguez Court found that a breach of contract action is designed to adjudicate not only whether the contract was breached, but also evaluate the damages incurred had the breach not occurred, which the Rodriguez court found to be recovery of the RCV. This court also noted basic Florida contract principles compelled the same result, as a material breach frees the nonbreaching party to suspend its own performance and can demand the full benefit of its bargain, including RCV damages. Finally, the court found the distinction between a full denial and partial denial did not compel a different result. It found the policy required the carrier to acknowledge coverage and pay ACV for all covered damages, and the failure to do that is a material breach, entitling the insured to all of the damages available under the contract, which included the RCV.

News

106 Marshall Dennehey Attorneys Recognized in the 2027 Editions of The Best Lawyers in America® and the Best Lawyers: Ones to Watch® in America

Marshall Dennehey is proud to highlight the firm’s 106 attorneys who have been recognized in the 2027 editions of The Best Lawyers in America® and the Best Lawyers: Ones to Watch® in America. Less than 6% of all practicing lawyers in the U.S. were selected by their peers for this recognition. Additionally, four of the firm’s attorneys received the Best Lawyers® 2027 “Lawyer of the Year” awards in their respective practice areas and demographic regions. Since it was first published in 1983, Best Lawyers® has become universally regarded as the definitive guide to legal excellence. Best Lawyers lists are compiled based on an exhaustive peer-review evaluation. For more information, please visit https://www.bestlawyers.com/. OUR 2027 LAWYERS OF THE YEAR Harrisburg, PA Christopher Reeser, Personal Injury Litigation - Defendants Kacey Wiedt, Workers Compensation Law - Employers Roseland, NJ Justin F. Johnson, Medical Malpractice Law - Defendants Leonard Leicht, Personal Injury Litigation - Defendants   OUR 2026 BEST LAWYERS IN AMERICA Philadelphia, PA Nicholas D. Bowers, Personal Injury Litigation - Defendants Josh J. T. Byrne, Professional Malpractice Law - Defendants Jefferey J. Chomko, Insurance Law James H. Cole, Insurance Law John J. Delany III, Personal Injury Litigation - Defendants Laurianne Falcone, Personal Injury Litigation - Defendants John P. Gonzales, Employment Law - Management John Hare, Appellate Practice Daniel D. Krebbs, Personal Injury Litigation - Defendants Michele Punturi, Workers' Compensation Law - Employers Bradley D. Remick, Product Liability Litigation - Defendants Andrea Cicero Rock, Workers' Compensation Law - Employers Robin M. Romano, Workers' Compensation Law - Employers Daniel J. Ryan, Jr., Personal Injury Litigation - Defendants Gary M. Samms, Professional Malpractice Law - Defendants Christopher N. Santoro, Personal Injury Litigation – Defendants; Product Liability Litigation -Defendants Josh D. Scheets, Personal Injury Litigation - Defendants Robert P. Schenk, Workers' Compensation Law - Employers Robert E. Smith, Insurance Law Robin Snyder, Litigation - Health Care Michael L. Turner, Commercial Litigation; Criminal Defense: White-Collar; Mass Tort Litigation / Class Actions - Defendants Claire Breaux Ventola, Product Liability Litigation - Defendants Pittsburgh, PA Melissa Devich Cochran, Commercial Litigation; Mass Tort Litigation / Class Actions – Defendants; Product Liability Litigation - Defendants  John F. Deasy, Personal Injury Litigation – Defendants; Product Liability Litigation - Defendants Daniel W. Deitrick, Workers' Compensation Law - Employers Douglas C. LaSota, Litigation - Construction; Mass Tort Litigation / Class Actions - Defendants Joseph V. Lesinski, Product Liability Litigation – Defendants   Christian D. Marquis, Personal Injury Litigation - Defendants Patricia A. Monahan, Insurance Law; Litigation - Insurance Patrick T. Reilly, Commercial Litigation; Mass Tort Litigation / Class Actions – Defendants; Product Liability Litigation - Defendants Brett C. Shear, Medical Malpractice Law - Defendants Teresa O. Sirianni, Education Law; Employment Law – Management; Litigation - Labor and Employment Stuart Sostmann, Product Liability Litigation – Defendants Danielle M. Vugrinovich, Mass Tort Litigation / Class Actions - Defendants Scranton, PA Sarah E. Argo, Litigation - Insurance Michael J. Connolly, Personal Injury Litigation – Defendants; Professional Malpractice Law - Defendants Matthew Keris, Litigation - Health Care; Medical Malpractice Law - Defendants John T. McGrath, Jr., Insurance Law; Medical Malpractice Law – Defendants; Product Liability Litigation - Defendants William J. McPartland, Insurance Law John R. Nealon, Product Liability Litigation - Defendants Victoria Scanlon, Health Care Law; Litigation - Health Care; Medical Malpractice Law - Defendants Michael A. Sebastian, Workers' Compensation Law - Employers Thomas A. Specht, Insurance Law; Litigation - Insurance Suzanne Tighe, Litigation Insurance Harrisburg , PA Casey Alan Coyle, Administrative/Regulatory Law; Appellate Practice; Commercial Litigation Brittany E. Bakshi, Personal Injury Litigation - Defendants Shannon P. Fellin, Workers' Compensation Law - Employers Allison Krupp, Insurance Law John R. Ninosky, Litigation – Insurance; Personal Injury Litigation - Defendants Christopher Reeser, Personal Injury Litigation - Defendants Kacey Wiedt, Workers' Compensation Law – Employers King of Prussia, PA  Michael L. Detweiler, Construction Law Joseph L. Hoynoski III, Medical Malpractice Law - Defendants Gregory J. Kelley, Construction Law, Litigation - Construction Anthony Natale III, Workers' Compensation Law - Employers Francis X. Wickersham, Workers' Compensation Law - Employers A. Judd Woytek, Workers' Compensation Law – Employers Erie, PA Patrick M. Carey, Personal Injury Litigation - Defendants Joel M. Snavely, Health Care Law; Insurance Law New Haven, CT Michael Wrona, Commercial Litigation, Litigation - Bankruptcy  Mount Laurel, NJ David D. Blake, Litigation - Insurance Barbara Davis, Personal Injury Litigation - Defendants Lynne Nahmani, Litigation - Health Care John H. Osorio, Personal Injury Litigation - Defendants John L. Slimm, Legal Malpractice Law – Defendants; Professional Malpractice Law – Defendants Roseland, NJ Robert T. Evers, Medical Malpractice Law - Defendants Justin F. Johnson, Medical Malpractice Law - Defendants Julia Klubenspies, Medical Malpractice Law - Defendants Leonard C. Leicht, Personal Injury Litigation - Defendants Patricia M. McDonagh, Appellate Practice Sunny Sparano, Litigation - Construction Randall S. Watts, Health Care Law New York, NY Tonya M. Lindsey, Medical Malpractice Law - Defendants Tampa, FL Michael Archibald, Personal Injury Litigation - Defendants Lindsay G. McCormick, Litigation – Construction Orlando, FL Thomas F. Brown, Personal Injury Litigation - Defendants Dante C. Rohr, Commercial Litigation Fort Lauderdale, FL Kimberly Kanoff Berman, Appellate Practice Patrick M. Delong, Personal Injury Litigation – Defendants Jacksonville, FL  Heather Byrer Carbone, Workers' Compensation Law - Employers Linda Wagner Farrell, Workers' Compensation Law - Employers Elizabeth B. Ferguson, Litigation - Construction James P. Hanratty, Personal Injury Litigation – Defendants Wilmington, DE Sarah B. Cole, Litigation - Insurance Benjamin K. Durstein, Workers' Compensation Law - Employers Maria R. Granaudo, Medical Malpractice Law - Defendants  Keri L. Morris-Johnston, Workers' Compensation Law - Employers Cincinnati, OH Timothy B. Schenkel, Personal Injury Litigation - Defendants David E. Williamson, Personal Injury Litigation - Defendants Cleveland, OH Vincent E. Cononico, Litigation – Insurance, Personal Injury Litigation - Defendants Jillian L. Dinehart, Personal Injury Litigation - Defendants David J. Fagnilli, Insurance Law Jason P. Ferrante, Health Care Law, Litigation - Health Care Andrew H. Isakoff, Transportation Law Leslie M. Jenny, Litigation - Health Care; Medical Malpractice Law – Defendant OUR 2026 BEST LAWYERS: ONES TO WATCH Jacksonville, FL Sean J. Reeves, Personal Injury Litigation – Defendants; Product Liability Litigation - Defendants Orlando, FL Carolin A. Pacheco, Insurance Law Mount Laurel Stacey Gorin, Insurance Law Melville, NY Kimberly Gitlin, Personal Injury Litigation – Defendants Matthew A. Gray, Insurance Law; Personal Injury Litigation - Defendants Philadelphia, PA Holli K. Archer, Health Care Law; Medical Malpractice Law – Defendants; Professional Malpractice Law Emily Pritchyk, Commercial Litigation; Product Liability Litigation – Defendants Pittsburgh, PA Taylor E. Kosko, Mass Tort Litigation / Class Actions – Defendants; Personal Injury Litigation - Defendants Alana Staniszewski, Workers' Compensation Law - Employers Michael D. Winsko, Product Liability Litigation – Defendants; Transportation Law King of Prussia, PA Richard Lechette, Commercial Litigation; Insurance Law, Personal Injury Litigation – Defendants

Thought Leadership

First DCA Reverses Excessive Jury Award Unsupported by the Evidence

In December 2019, the plaintiffs filed a claim with Universal for damages caused by a water and sewage back up through the plumbing system and existing through multiple fixtures including the washing machine drain, kitchen sink, dishwasher, bathtub and toilet. Universal investigated the claim, issued payment for resulting water damage totaling $7,000.00 in actual cash value ($12,000.00 in replacement cost value). The plaintiffs sought additional benefits for work needed to access the below-slab cast iron plumbing system due to the failure of the system from rust, deterioration, corrosion and breaks in the line. Universal denied any additional benefits for access. In 2021, the plaintiffs filed suit. During litigation, Universal sent a plumber to inspect the home and the plumber concluded the pipes were clogged but could be cleaned. The plaintiffs’ plumber testified that the plumbing system needed to be replaced due to holes and openings in the pipes. The plaintiffs introduced two estimates prepared by Triad Restoration services totaling $79,680.22 in replacement cost value and $50,219.97 in actual cash value and an executed contract with another company for repairs with the amounts of repair redacted. Since the insurance policy did not provide coverage for repair or replacement of the plumbing system, the jury only had to decide whether the plumbing system needed to be replaced, and if it did, Universal would owe for the access costs; the jury verdict form required the jury to determine both the replacement cost value and actual cash value amounts. The jury asked if it had to rely on the Triad estimates for their amounts. The trial court advised the amount awarded had to be based on the evidence presented at trial and the law given by the trial court. The jury awarded $335,000.00 in replacement cost value or $305,000.00 in actual cash value. Universal motioned for a new trial arguing the amount awarded was unsupported by the evidence and then moved for remittitur. The trial court denied both motions and this appeal followed. The court found that while a jury’s verdict should only be disturbed with caution and discretion, the trial court must give the properly challenged award close scrutiny and determine whether it bears a reasonable relation to the damaged provided, is supported by the evidence, and could have been reached in a logical manner by reasonable means §768.74(3), (5)(d)-(e), Fla. Stat. The court found the trial court did consider the statutory requirements at the hearing on Universal’s remittitur motion and was concerned about a reasonable relation to the amount of damages proved and injury suffered and whether the award was supported by the evidence, but ultimately denied the motion, reasoning that the jury had been properly instructed to fairly and adequately compensate the plaintiffs. The court noted the only evidence providing the basis for the jury verdict was Triad’s estimates and those valued the plaintiffs' claimed loss at $79,680.22 in replacement cost value and $50,219.97 in actual cash value; no valuation evidence reasonably supported the jury verdict. The plaintiffs argued that the jury was entitled to consider more than the estimates, but the court conveyed the evidence provided did not give the jury a way to reach the amounts they awarded. The court was also not swayed by the plaintiffs’ argument regarding inflation and later price increases, but the court noted that no evidence via the contract, nor testimony regarding increase in labor, material, fuel or construction costs were entered into the record.  The court concluded the jury may draw reasonable inferences from the evidence, but it may not supply a damages number by speculation. The court did not find any of the plaintiffs’ remaining argument persuasive either. The court reversed the denial of Universal’s remittitur motion and motion for new trial as to damaged and remanded the case. The court ended its opinion with advising the trial court must determine whether replacement cost value or actual cash value is the property measure of damages under the policy and order remittitur in an amount consistent with that determination and the evidence.

Thought Leadership

Appeals Court Reverses Trial Court Order Awarding Attorney’s Fees Due to Lack of Evidence to Support Fee Awarded

The Fourth District Court of Appeal reversed the trial court’s order awarding appellate fees to People’s Trust Insurance Company based upon a lack of evidence to support the attorney’s fee award in RM & Assocs. Consulting, Inc. v. People's Trust Ins. Co., 2026 Fla. App. LEXIS 4654 (Fla. 4th DCA 2026). People’s Trust was the insurer of a residential property that had sustained water damage. RM & Associates Consulting was hired by the homeowner to perform mitigation services at the property. The homeowner assigned post-loss benefits to RM and RM subsequently filed suit against People’s Trust alleging that it had not been paid the money it was owed for the mitigation services. People’s Trust defended the lawsuit on the ground that the policy required the insured to notify the insurer before authorizing repairs so People's Trust could elect to use its preferred contractor. Because the owner did not comply with that provision, People's Trust asserted its liability was limited to the amount that its preferred contractor would have charged for the work, which People's Trust contended was $2,000. People's Trust paid that amount to RM before RM filed suit. People’s Trust filed a motion for summary judgment which was granted. RM appealed the summary judgment ruling and the ruling was upheld by the Fourth District Court of Appeal. The appellate court also granted People’s Trust’s entitlement to appellate attorney’s fees, subject to the trial court’s determination of the amount of fees, based upon an offer of judgment made by People's Trust. On remand, the trial court held an evidentiary hearing to determine the amount of attorney’s fees People’s Trust was entitled to. At the hearing, People’s Trust presented testimony from it’s fee expert, supervising trial counsel and appellate counsel. People’s Trust sought recovery of $24,866.17 for work performed by appellate counsel. The request primarily consisted of work performed in preparation of the answer brief. The fee expert testified that more than ninety hours spent preparing the answer brief was reasonable given the complexity and significance of the underlying issue. The appellate court found that the fee expert’s testimony fell short of meeting the necessary standard of demonstrating that the hours expended were necessary. The appellate court found that the billing records did not serve to cure the deficient testimony, as the billing records did not contain adequate details regarding the specific tasks performed. Rather the records contained entries such as “answer brief” which the appellate court found to be insufficient. The appellate court noted that neither the fee expert or counsel addressed how the prior research and briefing in the parallel litigation informed the work in the instant matter. The appellate court noted this was significant in that a court's attorney's fees award must exclude excessive, redundant, or otherwise unnecessary hours, citing Florida Patient's Compensation Fund v. Rowe, 472 So. 2d 1145 (Fla. 1985). Based upon the record failing to support the finding of the trial court, the 4th DCA remanded the case to the trial court for a reconsideration and redetermination of reasonable appellate attorney’s fees supported by competent substantial evidence. The 4th DCA reiterated that the fee expert’s focus on the quality of the work and the importance of the work to People’s Trust did not make up for the perceived deficiencies in the position that spending over ninety hours on a single answer brief was reasonable. Whether moving for attorney’s fees or challenging the amount of fees being sought by an opposing party, practitioners should be mindful of the evidence being used to support the claims being made. Parties should pay close attention to whether the hours being sought may be impacted by prior litigation either party may have engaged in. A party must be prepared to address how prior litigation efforts did or did not impact the amount of hours being claimed in current litigation. Lastly, billing records must be sufficiently detailed so as to support any potential future fee claim.