Advertising Disclosure Email Disclosure

PA Supreme Court Unanimous in Affirming Insurer Met Standard of Prejudice

Won a unanimous victory in the Pennsylvania Supreme Court in a case involving the standard for prejudice that an insurer must meet to deny coverage based upon late notice of a "phantom vehicle" claim.  The Supreme Court upheld the Superior Court's reversal of a trial court's finding that an insurer, our client, was not prejudiced by the insured's failure to report a phantom vehicle within the 30-day time limit set forth in the Motor Vehicle Financial Responsibility Law, 75 Pa.C.S.A. §1702.  The Supreme Court held that it is reasonable to require an insured to alert the insurer within a month's time and, while an insurer would not be permitted to deny coverage absent prejudice caused by late notice, showing such prejudice does not require proof of what the insurer would have found had timely notice been provided. Finally, the Supreme Court explained that an insurer is always obligated to investigate a claim such as it can, but where the insured's delay results in an inability to thoroughly investigate and thereby uncover relevant facts, prejudice is established.

Offices

Related Practice Areas

Before you send this email please note:

You are attempting to send email, through a link on our website, to an attorney of Marshall Dennehey Warner Coleman & Goggin or an employee in our firm. Please note that your email may not be treated as confidential and does not create an attorney-client relationship. You should not rely upon the transmission of an email through this website if you are seeking to enter into such a relationship. Until such time as we have agreed to represent you, no information in your email will be treated as confidential. Please contact us directly by telephone at 1.800.220.3308 if it is your intent to seek legal counsel with our firm or convey confidential information.

If it is still your intent to send this email, knowing that it may not be treated as confidential, you may accept our terms of agreement by pressing "OK". If you choose not to accept these terms of agreement you may navigate away from this page by pressing "Cancel."